Payroll Deductions and Benefit Rates
Effective January 1, 2024 – December 31, 2024
You and MAPFRE share the cost for many of your benefits. The amounts you see here are your biweekly costs. You make your contributions for medical, dental and vision coverage with pre-tax dollars. Deductions are made from your pay before federal and most state or FICA taxes are calculated and withheld. This results in a significant tax savings for you and your family.
Questions?
MAPFRE USA Benefits Service Center
800-579-0889
Medical
| Biweekly Employee Contributions | ||
|---|---|---|
| Super Value HSA Plan | Employee Contribution | |
| Coverage | Full-Time | Part-Time |
| Employee | $39.51 | $157.65 |
| Employee + 1 | $89.55 | $315.32 |
| Family | $104.48 | $441.44 |
| Value HSA Plan | Employee Contribution | |
| Coverage | Full-Time | Part-Time |
| Employee | $56.79 | $178.72 |
| Employee + 1 | $129.81 | $357.45 |
| Family | $142.79 | $500.42 |
| EPO Plan | Employee Contribution | |
| Coverage | Full-Time | Part-Time |
| Employee | $138.28 | $211.71 |
| Employee + 1 | $316.43 | $423.42 |
| Family | $360.16 | $592.77 |
Dental
| Biweekly Employee Contributions | ||
|---|---|---|
| Low Plan | Employee Contribution | |
| Coverage | Full-Time | Part-Time |
| Employee | $5.40 | $9.00 |
| Employee + 1 | $10.65 | $17.74 |
| Family | $16.32 | $27.19 |
| High Plan | Employee Contribution | |
| Coverage | Full-Time | Part-Time |
| Employee | $9.60 | $11.13 |
| Employee + 1 | $17.90 | $21.43 |
| Family | $26.86 | $32.55 |
Vision
| BIWEEKLY EMPLOYEE CONTRIBUTIONS | |
|---|---|
| Select Plan | |
| Coverage | Employee Contribution |
| Employee | $2.45 |
| Employee + 1 | $4.90 |
| Family | $6.51 |
Additional Benefits
Deductions for your other benefits are taken from your paycheck after taxes.
Supplemental Life and AD&D
Full-Time & Part-Time Employees Biweekly Rate
| Employee Age | Rate/$1,000 | Employee Age | Rate/$1,000 |
|---|---|---|---|
| <29 | $0.030 | 50-54 | $0.113 |
| 30-34 | $0.039 | 55-59 | $0.205 |
| 35-39 | $0.043 | 60-64 | $0.242 |
| 40-44 | $0.053 | 65-69 | $0.445 |
| 45-49 | $0.076 | 70+ | $0.759 |
Dependent Life and AD&D
Full-Time & Part-Time Employees Biweekly Rate
| Spouse/DP Age | Rate/$1,000 | Spouse/DP Age | Rate/$1,000 |
|---|---|---|---|
| <29 | $0.029 | 50-54 | $0.100 |
| 30-34 | $0.030 | 55-59 | $0.154 |
| 35-39 | $0.036 | 60-64 | $0.234 |
| 40-44 | $0.047 | 65-69 | $0.454 |
| 45-49 | $0.070 | 70+ | $0.773 |
| Child Coverage | Biweekly rate* |
|---|---|
| $5,000 | $0.115 |
| $10,000 | $0.231 |
*You pay one rate, regardless of the number of children covered.
Long-Term Disability (LTD)
Employee option to pay premium on post-tax basis (Full-time employees only)
MAPFRE pays the full cost of your LTD coverage. As a result, any benefits you collect are considered taxable income. If you wish, you can elect to pay the cost of the LTD plan on an after-tax basis. If elected, any benefit payments you receive from the LTD plan may not be considered taxable income. We recommend that you consult with your personal tax advisor before making an election.
If elected, your annual LTD premium is determined by your annual base salary divided by 100, then multiplied by $0.253 (rate per $100 of covered annual payroll).
Income Protection Plans
Accident Insurance
| coverage level | biweekly cost |
|---|---|
| Employee | $4.08 |
| Employee + Spouse/DP | $6.43 |
| Employee + Child | $6.95 |
| Employee + Family | $10.88 |
Hospital Indemnity
| coverage level | biweekly cost |
|---|---|
| Employee | $8.08 |
| Employee + Spouse/DP | $16.75 |
| Employee + Child | $15.70 |
| Employee + Family | $25.50 |
Critical Illness
For critical illness rates contact the Benefits Service Center at 800-579-0889.
MetLaw Legal Services
Your biweekly cost, which covers you and your family, is $8.31.
ID Theft and Fraud Protection
| coverage level | biweekly cost |
|---|---|
| Employee | $4.13 |
| Employee + Family | $6.90 |
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