1
Choose Your Plans and Coverage Carefully
Use Precision Benefits to help compare costs and choose the plans, providers and coverage that provide the best value to you and your family.
2
Complete a Biometric Screening & Health Check Survey
Employees who are enrolled in the medical plan will pay less in medical plan contributions by completing a biometric screening plus a confidential Health Check Survey found on the Better Health Wellness Portal.
3
Use Network Providers
You’ll pay less when you use a provider who is part of the medical, dental or vision plan network. See each benefit section for instructions on how to find network providers.
4
Take Advantage of Tax Savings Opportunities
A health savings account (HSA) is designed to help you save for medical, dental and vision expenses that you incur today, or later in life. The health care, limited-purpose and dependent care flexible spending accounts (FSAs) offer a tax-effective way to help pay your qualified health care and dependent care expenses on a pre-tax basis.
5
Practice Prevention
Prevention is key and our medical and dental plans cover many preventive care services at 100% when received from an in-network provider, including:
- Annual checkups and OB/GYN exams
- Routine immunizations
- Health screenings
- Dental exams and cleanings
More information is found throughout this web guide.
6
Use the Home Delivery Prescription Drug Program
This program offers you convenient delivery of maintenance medications (such as blood pressure or diabetes medications). Receive up to a 90-day supply of medication for a reduced cost (and free shipping).
7
Participate in Wellness Programs
Learn about the wellness resources and incentive programs available to you through the Better Health Wellness Program, all designed to help you on the path to better health.
8
Take Advantage of the Dental Rollover
If you submit at least one claim and don’t use your entire annual dental maximum, some of the unused money can be put into a rollover account for you to use for covered dental services in the following year. Click here for more information.
9
Check Out Discounts
There are many additional benefits and discounts available through MAPFRE to help you take charge of your health and to save money. Get discounts on hearing aids, weight loss programs, LASIK vision correction surgery, auto insurance and more! More information can be found throughout this web guide.
Tools to Help You Pick the Right Benefits
With several medical plan options and a variety of benefits to choose from, finding the best plan for you doesn’t have to be complicated. We have tools to help you choose the plans that are best for you and your family.
Precision Benefits
Picking the right benefit plans for you and your family can be challenging, but you don’t have to do it alone. Precision Benefits provides personalized recommendations based on your own health history and anticipated care needs, so you can enroll with confidence. You have access to:
- Decision support to help you choose the benefits that meet your needs
- Plan review to see how your benefits have helped you save money
- Care planning, including help understanding how and when to use your benefits
Unlock the Power of Your Plan with MyBlue
MyBlue gives you an instant snapshot of your plan, including:
- Coverage and benefits
- Claims and balances
- Medication lookup
- Fitness, mind, body and weight loss reimbursements
- And more!
Either download the App from the App Store or Google Play or go to www.bluecrossma.org and register by clicking on the blue ‘Sign In’ button.
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